Wema Bank Wema Bank

Wema Classic Credit Card

The Wema Bank credit card is a Naira-denominated revolving loan facility that allows payments on POS and Web. It also allows cash withdrawals on the ATM domestically as well as internationally, subject to regulatory limits and charges.

Last Updated:
 Feb 14, 2026
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Product Review

3.6
Overall Rating
Expert Take

Wema Bank Wema Classic Credit Card scores 3.6 out of 5, led by strong fees. The main tradeoff is rewards program.

Rating Criteria Product Value Score
Purchase APR 25.000% 3.3/5
Cash advance APR Not disclosed 3.0/5
Rewards program Not available 2.5/5
Fees NGN 0.00 5.0/5
Review Summary

This Wema Classic Credit Card from Wema Bank has received a rating of 3.6 out of 5 stars. Key advantages include 1 notable benefit. However, there is 1 consideration to be aware of.

Pros
  • Strong fees
Cons
  • Watch for rewards program
Disclaimer: This review is based on publicly available information and our analysis. Rates and terms are subject to change. Please verify all details with Wema Bank directly.
Bank Info

NDIC Insured

Secure Online Banking

Updated 2 months ago