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Zenith Bank Zenith Bank
Timeless Current Account
Opening Balance
₦0.00
Minimum Balance
₦0.00
Credit Interest
NA
5.0 | Review
Z
OUR TAKE:

Zenith Bank Timeless Current Account scores 5.0 out of 5, led by strong minimum opening deposit. The main tradeoff is minimum opening deposit..
Read detailed review

Valid as of:
May 28, 2026
Max. Number of Withdrawals:
No withdrawal limit
Withdrawal Limit Penalty:
No penalty
Chequebook
Free chequebook
Pros
  • minimum opening deposit
  • withdrawal limits per month
  • free checks
  • fees
Cons
  • minimum opening deposit
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Zenith Bank Zenith Bank
Gold Premium Account
Earn interest on balance*
Opening Balance
₦1,000,000
Minimum Balance
₦1,000,000
Credit Interest
9.17%
3.5 | Review
Z
OUR TAKE:

Zenith Bank Gold Premium Account scores 3.5 out of 5, led by strong fees. The main tradeoff is minimum opening deposit..
Read detailed review

Valid as of:
May 27, 2026
Credit Interest Rate
9.17%
Minimum Opening Deposit
₦1,000,000
Minimum Operating Balance
₦1,000,000
Maximum Single Deposit
₦10,000,000
Max. Number of Withdrawals:
Max 5 withdrawals per month
Withdrawal Limit Penalty:

Account maintenance fee is charged.

Chequebook
Chequebook not free
Pros
  • interest rate/apy
  • withdrawal limits per month
  • fees
Cons
  • minimum opening deposit
  • free checks
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Zenith Bank Zenith Bank
Platinum Premium Account
Earn interest on balance*
Opening Balance
₦0.00
Minimum Balance
₦3,000,000
Credit Interest
10.17%
4.4 | Review
Z
OUR TAKE:

Zenith Bank Platinum Premium Account scores 4.4 out of 5, led by strong minimum opening deposit. The main tradeoff is free checks..
Read detailed review

Valid as of:
May 27, 2026
Credit Interest Rate
10.17%
Minimum Operating Balance
₦3,000,000
Maximum Single Deposit
₦10,000,000
Max. Number of Withdrawals:
Max 5 withdrawals per month
Withdrawal Limit Penalty:

Account maintenance fee is charged.

Chequebook
Chequebook not free
Pros
  • interest rate/apy
  • minimum opening deposit
  • withdrawal limits per month
  • fees
Cons
  • free checks
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Zenith Bank Zenith Bank
Individual Current Account
Opening Balance
₦0.00
Minimum Balance
₦0.00
Credit Interest
NA
4.6 | Review
Z
OUR TAKE:

Zenith Bank Individual Current Account scores 4.6 out of 5, led by strong minimum opening deposit. The main tradeoff is free checks..
Read detailed review

Valid as of:
May 27, 2026
Max. Number of Withdrawals:
No withdrawal limit
Withdrawal Limit Penalty:
No penalty
Chequebook
Chequebook not free
Pros
  • minimum opening deposit
  • withdrawal limits per month
  • fees
Cons
  • free checks
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GTBank GTBank
GTMax Gold
Earn interest on balance*
Opening Balance
₦500,000
Minimum Balance
₦250,000
Credit Interest
5.00%
3.4 | Review
G
OUR TAKE:

GTBank GTMax Gold scores 3.4 out of 5, led by strong free checks. The main tradeoff is minimum opening deposit..
Read detailed review

Valid as of:
May 28, 2026
Credit Interest Rate
5.00%
Minimum Opening Deposit
₦500,000
Minimum Operating Balance
₦250,000
Minimum Balance Penalty
Interest is forfeited.
Max. Number of Withdrawals:
Max 5 withdrawals per month
Withdrawal Limit Penalty:
Current Account Maintenance Fee of N1/mille applies.
Chequebook
Free chequebook
Pros
  • withdrawal limits per month
  • free checks
  • fees
Cons
  • minimum opening deposit
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GTBank GTBank
GTMax Silver
Earn interest on balance*
Opening Balance
₦150,000
Minimum Balance
₦100,000
Credit Interest
4.75%
3.4 | Review
G
OUR TAKE:

GTBank GTMax Silver scores 3.4 out of 5, led by strong free checks. The main tradeoff is minimum opening deposit..
Read detailed review

Valid as of:
May 28, 2026
Credit Interest Rate
4.75%
Minimum Opening Deposit
₦150,000
Minimum Operating Balance
₦100,000
Minimum Balance Penalty
Interest is forfeited.
Max. Number of Withdrawals:
Max 5 withdrawals per month
Withdrawal Limit Penalty:
Current Account Maintenance Fee of N1/mille applies.
Chequebook
Free chequebook
Pros
  • withdrawal limits per month
  • free checks
  • fees
Cons
  • minimum opening deposit
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GTBank GTBank
GTMax Platinum
Earn interest on balance*
Opening Balance
₦1,000,000
Minimum Balance
₦500,000
Credit Interest
5.25%
3.4 | Review
G
OUR TAKE:

GTBank GTMax Platinum scores 3.4 out of 5, led by strong free checks. The main tradeoff is minimum opening deposit..
Read detailed review

Valid as of:
May 28, 2026
Credit Interest Rate
5.25%
Minimum Opening Deposit
₦1,000,000
Minimum Operating Balance
₦500,000
Minimum Balance Penalty

Interest is forfeited.

Max. Number of Withdrawals:
Max 5 withdrawals per month
Withdrawal Limit Penalty:
Current Account Maintenance Fee of N1/mille applies.
Chequebook
Free chequebook
Pros
  • withdrawal limits per month
  • free checks
  • fees
Cons
  • minimum opening deposit
Collapse
GTBank GTBank
Individual Current Account
Opening Balance
₦0.00
Minimum Balance
₦0.00
Credit Interest
NA
4.6 | Review
G
OUR TAKE:

GTBank Individual Current Account scores 4.6 out of 5, led by strong minimum opening deposit. The main tradeoff is free checks..
Read detailed review

Valid as of:
May 27, 2026
Max. Number of Withdrawals:
No withdrawal limit
Withdrawal Limit Penalty:
No penalty
Chequebook
Chequebook not free
Pros
  • minimum opening deposit
  • withdrawal limits per month
  • fees
Cons
  • free checks
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Stanbic IBTC Bank Stanbic IBTC Bank
Senior Citizens Account
Opening Balance
₦0.00
Minimum Balance
₦0.00
Credit Interest
NA
5.0 | Review
S
OUR TAKE:

Stanbic IBTC Bank Senior Citizens Account scores 5.0 out of 5, led by strong minimum opening deposit. The main tradeoff is minimum opening deposit..
Read detailed review

Valid as of:
May 27, 2026
Max. Number of Withdrawals:
No withdrawal limit
Withdrawal Limit Penalty:
No penalty
Chequebook
Free chequebook
Pros
  • minimum opening deposit
  • withdrawal limits per month
  • free checks
  • fees
Cons
  • minimum opening deposit
Collapse

Quick Info

  • Best: 10.17%
  • Avg: 3.82%

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