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Zenith Bank Zenith Bank
Individual Savings Account
Interest Rate
8.73%
Minimum Deposit
₦1,000,000
Minimum Balance
₦0.00
2.8 | Review
Z
OUR TAKE:

Zenith Bank Individual Savings Account scores 2.8 out of 5, led by strong fees. The main tradeoff is minimum opening deposit..
Read detailed review

Rate valid as of
Feb 18, 2026
Interest Rate
8.73%
Minimum Opening Deposit
₦1,000,000
Withdrawal Limit:
Max 4 withdrawals per month
Withdrawal Limit Penalty:
No penalty
Cheque Lodgement
Does not allow cheque lodgement
Pros
  • Strong fees
Cons
  • Watch for minimum opening deposit
  • Watch for withdrawal limits per month
  • Watch for cheque lodgement
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GTBank GTBank
GT Save Account
Interest Rate
8.25%
Minimum Deposit
₦100,000
Minimum Balance
₦0.00
3.0 | Review
G
OUR TAKE:

GTBank GT Save Account scores 3.0 out of 5, led by strong fees. The main tradeoff is minimum opening deposit..
Read detailed review

Rate valid as of
Feb 18, 2026
Interest Rate
8.25%
Minimum Opening Deposit
₦100,000
Withdrawal Limit:
No withdrawal limit
Withdrawal Limit Penalty:
No penalty
Cheque Lodgement
Does not allow cheque lodgement
Pros
  • Strong fees
Cons
  • Watch for minimum opening deposit
  • Watch for cheque lodgement
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Standard Chartered Standard Chartered
Savings Account
Interest Rate
8.10%
Minimum Deposit
₦0.00
Minimum Balance
₦0.00
3.5 | Review
S
OUR TAKE:

Standard Chartered Savings Account scores 3.5 out of 5, led by strong minimum opening deposit. The main tradeoff is withdrawal limits per month..
Read detailed review

Rate valid as of
Feb 18, 2026
Interest Rate
8.10%
Withdrawal Limit:
Max 4 withdrawals per month
Withdrawal Limit Penalty:
No penalty
Cheque Lodgement
Does not allow cheque lodgement
Pros
  • Strong minimum opening deposit
  • Strong fees
Cons
  • Watch for withdrawal limits per month
  • Watch for cheque lodgement
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Fidelity Bank Fidelity Bank
Easi-Save Account
Interest Rate
2.00%
Minimum Deposit
₦1,000
Minimum Balance
₦0.00
3.0 | Review
F
OUR TAKE:

Fidelity Bank Easi-Save Account scores 3.0 out of 5, led by strong minimum opening deposit. The main tradeoff is interest rate / apy..
Read detailed review

Rate valid as of
Feb 27, 2026
Interest Rate
2.00%
Minimum Opening Deposit
₦1,000
Withdrawal Limit:
Max 4 withdrawals per month
Withdrawal Limit Penalty:
No interest payment.
Cheque Lodgement
Does not allow cheque lodgement
Pros
  • Strong minimum opening deposit
  • Strong fees
Cons
  • Watch for interest rate / apy
  • Watch for withdrawal limits per month
  • Watch for cheque lodgement
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Keystone Bank Keystone Bank
Personal Savings Account
Interest Rate
2.00%
Minimum Deposit
₦500
Minimum Balance
₦0.00
3.2 | Review
K
OUR TAKE:

Keystone Bank Personal Savings Account scores 3.2 out of 5, led by strong minimum opening deposit. The main tradeoff is interest rate / apy..
Read detailed review

Rate valid as of
Feb 27, 2026
Interest Rate
2.00%
Minimum Opening Deposit
₦500
Withdrawal Limit:
No withdrawal limit
Withdrawal Limit Penalty:
No penalty
Cheque Lodgement
Does not allow cheque lodgement
Pros
  • Strong minimum opening deposit
  • Strong fees
Cons
  • Watch for interest rate / apy
  • Watch for cheque lodgement
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Stanbic IBTC Bank Stanbic IBTC Bank
Personal Savings Account
Interest Rate
8.10%
Minimum Deposit
₦0.00
Minimum Balance
₦0.00
3.8 | Review
S
OUR TAKE:

Stanbic IBTC Bank Personal Savings Account scores 3.8 out of 5, led by strong minimum opening deposit. The main tradeoff is cheque lodgement..
Read detailed review

Rate valid as of
Feb 28, 2026
Interest Rate
8.10%
Withdrawal Limit:
No withdrawal limit
Withdrawal Limit Penalty:
No penalty
Cheque Lodgement
Does not allow cheque lodgement
Pros
  • Strong minimum opening deposit
  • Strong fees
Cons
  • Watch for cheque lodgement
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Quick Info

  • Best: 8.73%
  • Avg: 6.20%

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