Keystone Bank Keystone Bank

Personal Savings Account

Interest Rate:
2.00%
Min. Opening Deposit:
₦500.00
Last Updated:
Feb 27, 2026

Product Review

3.2
Overall Rating
Expert Take

Keystone Bank Personal Savings Account scores 3.2 out of 5, led by strong minimum opening deposit. The main tradeoff is interest rate / apy.

Rating Criteria Product Value Score
Interest rate / APY 2.000% 1.0/5
Minimum opening deposit NGN 500.00 5.0/5
Withdrawal limits per month Not disclosed 3.0/5
Cheque lodgement Not available 2.0/5
Fees NGN 0.00 5.0/5

Review Summary

This Personal Savings Account from Keystone Bank has received a rating of 3.2 out of 5 stars. Key advantages include 2 notable benefits. However, there are 2 considerations to be aware of.

Pros
  • Strong minimum opening deposit
  • Strong fees
Cons
  • Watch for interest rate / apy
  • Watch for cheque lodgement

Disclaimer: This review is based on publicly available information and our analysis. Rates and terms are subject to change. Please verify all details with Keystone Bank directly.