Zenith Bank
Individual Savings Account
Interest Rate: |
8.73% |
Min. Opening Deposit: |
₦1,000,000.00 |
Monthly Withdrawal Limit: |
4 transactions |
Last Updated: |
Feb 18, 2026 |
Product Review
Expert Take
Zenith Bank Individual Savings Account scores 2.8 out of 5, led by strong fees. The main tradeoff is minimum opening deposit.
| Rating Criteria | Product Value | Score |
|---|---|---|
| Interest rate / APY | 8.730% | 3.1/5 |
| Minimum opening deposit | NGN 1,000,000.00 | 1.0/5 |
| Withdrawal limits per month | 4 per month | 1.4/5 |
| Cheque lodgement | Not available | 2.0/5 |
| Fees | NGN 0.00 | 5.0/5 |
Review Summary
This Individual Savings Account from Zenith Bank has received a rating of 2.8 out of 5 stars. Key advantages include 1 notable benefit. However, there are 3 considerations to be aware of.
Pros
- Strong fees
Cons
- Watch for minimum opening deposit
- Watch for withdrawal limits per month
- Watch for cheque lodgement
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Updated 1 month, 4 weeks ago