GTBank
Smart Kids Save
The Guaranty Trust Bank Smart Kids Save (SKS) account is available in two categories: SKS: (0 – 12 years) SKS Teen: (13 to under 18 years)
Interest Rate: |
5.25% |
Min. Opening Deposit: |
₦1,000.00 |
Cheque Lodgement: |
Allows cheque lodgement |
Last Updated: |
May 11, 2026 |
Product Review
Expert Take
GTBank Smart Kids Save scores 4.1 out of 5, led by strong minimum opening deposit. The main tradeoff is interest rate/apy.
| Rating Criteria | Product Value | Score |
|---|---|---|
| Interest rate/APY | 5.250% | 2.0/5 |
| Minimum opening deposit | NGN 1,000.00 | 5.0/5 |
| Withdrawal limits per month | No limit | 5.0/5 |
| Cheque lodgement | Allowed | 5.0/5 |
| Fees | NGN 0.00 | 5.0/5 |
Review Summary
This Smart Kids Save from GTBank has received a rating of 4.1 out of 5 stars. Key advantages include 4 notable benefits. However, there is 1 consideration to be aware of.
Pros
- minimum opening deposit
- withdrawal limits per month
- cheque lodgement
- fees
Cons
- interest rate/apy
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