Standard Chartered Standard Chartered

Instant Plus Savings Account

  • Maximum account balance limit of ₦500,000.
  • Deposit up to ₦100,000 on a single transaction.
  • Free debit card issuance and delivery.

Interest Rate:
7.43%
Last Updated:
Jun 02, 2026

Product Review

4.0
Overall Rating
Expert Take

Standard Chartered Instant Plus Savings Account scores 4.0 out of 5, led by strong minimum opening deposit. The main tradeoff is cheque lodgement.

Rating Criteria Product Value Score
Interest rate/APY 7.430% 2.7/5
Minimum opening deposit NGN 0.00 5.0/5
Withdrawal limits per month No limit 5.0/5
Cheque lodgement Not allowed 2.0/5
Fees NGN 0.00 5.0/5

Review Summary

This Instant Plus Savings Account from Standard Chartered has received a rating of 4.0 out of 5 stars. Key advantages include 3 notable benefits. However, there is 1 consideration to be aware of.

Pros
  • minimum opening deposit
  • withdrawal limits per month
  • fees
Cons
  • cheque lodgement

Disclaimer: This review is based on publicly available information and our analysis. Rates and terms are subject to change. Please verify all details with Standard Chartered directly.