Zenith Bank
Timeless Savings Account
Savings Account for senior citizens (60 years and above).
- Zero account opening balance
- Earn interest of 9.5% per annum
- Free banking: SMS notification, cheque book, debit card, Account statement, Account Maintenance Fee (AMF).
- Priority service at any branch location
- Travel and holiday offers
Interest Rate: |
9.50% |
Cheque Lodgement: |
Allows cheque lodgement |
Last Updated: |
May 27, 2026 |
Product Review
Expert Take
Zenith Bank Timeless Savings Account scores 4.5 out of 5, led by strong minimum opening deposit. The main tradeoff is interest rate/apy.
| Rating Criteria | Product Value | Score |
|---|---|---|
| Interest rate/APY | 9.500% | 3.3/5 |
| Minimum opening deposit | NGN 0.00 | 5.0/5 |
| Withdrawal limits per month | No limit | 5.0/5 |
| Cheque lodgement | Allowed | 5.0/5 |
| Fees | NGN 0.00 | 5.0/5 |
Review Summary
This Timeless Savings Account from Zenith Bank has received a rating of 4.5 out of 5 stars. Key advantages include 4 notable benefits. However, there is 1 consideration to be aware of.
Pros
- minimum opening deposit
- withdrawal limits per month
- cheque lodgement
- fees
Cons
- interest rate/apy
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