Fidelity Bank Fidelity Bank

Premium Current Account - Basic

Basic: Minimum Operating Balance/Monthly Turnover – N5,000/N10M (Individual) No monthly maintenance fee (provided customers keep the covenants – Required minimum operating balance and monthly debit turnover)

Interest Rate:
 0.50%
Last Updated:
 Feb 27, 2026
Back to Current Accounts

Product Review

3.6
Overall Rating
Expert Take

Fidelity Bank Premium Current Account - Basic scores 3.6 out of 5, led by strong minimum opening deposit. The main tradeoff is interest rate / apy.

Rating Criteria Product Value Score
Interest rate / APY 0.500% 1.2/5
Minimum opening deposit NGN 0.00 5.0/5
Withdrawal limits per month Not disclosed 3.0/5
Free checks Available 5.0/5
Fees NGN 0.00 5.0/5
Review Summary

This Premium Current Account - Basic from Fidelity Bank has received a rating of 3.6 out of 5 stars. Key advantages include 3 notable benefits. However, there is 1 consideration to be aware of.

Pros
  • Strong minimum opening deposit
  • Strong free checks
  • Strong fees
Cons
  • Watch for interest rate / apy
Disclaimer: This review is based on publicly available information and our analysis. Rates and terms are subject to change. Please verify all details with Fidelity Bank directly.
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Updated 1 month, 3 weeks ago