UBA
30-day fixed deposit
Interest Rate: |
8.50% |
Minimum Deposit: |
₦100,000.00 |
Term: |
30 days |
Fixed Deposit Type: |
Standard |
Last Updated: |
Feb 14, 2026 |
Product Review
2.7
Overall Rating
Expert Take
UBA 30-day fixed deposit scores 2.7 out of 5, led by strong minimum deposit. The main tradeoff is interest rate / apy.
| Rating Criteria | Product Value | Score |
|---|---|---|
| Interest rate / APY | 8.500% | 1.9/5 |
| Minimum deposit | NGN 100,000.00 | 4.2/5 |
| Early withdrawal penalty | Interest forfeited. | 2.5/5 |
Review Summary
This 30-day fixed deposit from UBA has received a rating of 2.7 out of 5 stars. Key advantages include 1 notable benefit. However, there are 2 considerations to be aware of.
Pros
- Strong minimum deposit
Cons
- Watch for interest rate / apy
- Watch for early withdrawal penalty
Disclaimer: This review is based on publicly available information and our analysis.
Rates and terms are subject to change. Please verify all details with UBA directly.
Bank Info
NDIC Insured
Secure Online Banking
Updated 2 months ago